Monthly Archives: October 2013


Navigating the Exchange for Small Business Owners and Employees

Many small employers do not offer health insurance and are wondering what to do for themselves and their employees before January 1st, 2014 rolls around.  Small businesses (fewer than 50 employees) are not subject to the employer mandate and thus do not receive a penalty for not offering health insurance.  However small businesses owners and employees are considered individuals and thus are subject to the individual mandate. If either of the aforementioned individuals do not […]


What’s salary got to do with it?

Having a hard time finding or keeping great employees? Offering an appropriate rate of pay is key to finding and keeping great employees. Keep losing great employees to the competition; or worse, no one is applying for your job openings? Reviewing the rate of pay may be a good place to start. Make sure the rate offered is in an appropriate range to target the employee you are looking to land. If you want an […]


Replace Oregon Workers’ Compensation with a single payer health insurance system?

I remember when the Affordable Care Act (ACA) became law and one of the questions that came up was, ‘Would the ACA replace workers’ compensation?’ The logic behind the question was if everyone has health insurance, then they really do not need medical benefits from workers’ compensation.  Similar logic was raised in a version of a recent bill in Oregon’s last legislative session, HB 2922.  The bill states, “SECTION 26.  { + (1) The Affordable Health […]