Curbing Driving Liabilities

If an employee is driving a company vehicle, there are additional vehicle liability risks the you should be aware of. This includes, but is not limited to, vehicle insurance coverage. If an employee is driving any company vehicle we advise you to check with your insurer to review coverage details.

We have two great tools Cardinal provides to help curb driving liabilities:

DMV Check

Cardinal reviews a Department of Motor Vehicles (DMV) Drivers Record Printout on all employees that will be driving while on the clock. This driving record will show a list of all DMV related activity and your potential driver’s record will be resulted as either and “A”, “B”, or “C” depending on the amount of negative driving activity found on the record.

DMV Flag
In addition to the DMV Check, Cardinal does report current drivers to Department of Motor Vehicles Automated Reporting System (ARS). ARS is a service provided to employers with drivers under their employment.  This service produces and sends the employer a court print driving record when a conviction, accident, or suspension is posted to one of their employee’s records.

You will be notified down the road if an active driver suddenly has a driving record that does not pass the safe driving standard. If Cardinal has concerns with a driving record we will contact and review the results of our check with you.

We do not offer coverage for vehicle insurance liabilities.