Affordable Care Act (ACA)

Cardinal Services Now Offers a QSEHRA Plan Oregon employers now have another option to assist employees in paying for health coverage and other medical expenses. This new coverage option is called a Qualified Small Employer Health Reimbursement Arrangement. The catchy acronym, QSEHRA, is sometimes pronounced by saying the letter Q followed up with the name Sarah. While the original plan was rolled out at the national level in 2016, it took Oregon some time to […]

The Oregon House of Representatives recently introduced House Bill 4105 which would require employers to pay a monetary penalty if an employee enrolls in the Oregon Health Plan (OHP). The OHP extends Medicare to more people than the federal law requires; this is a legacy of a former governor trying to be innovative in delivering better health care to more of those in need. The OHP is a significant portion of the Oregon’s budget—a budget […]

Cardinal’s Bird’s Eye View In November we looked at What Employers Need to Know – Choosing a Health Plan, the price of health insurance, compared small and individual market plans and costs—and made some predictions. It was not a stretch to predict that health insurance carriers who were not making a profit would continue to raise rates. Predicting what the Trump Administration and Congress will do now is more problematic.