Daily Archives: August 26, 2014

Medium Sized Employers and the ACA

As we get closer to 2015 employers that are close to 100 employees (or those in 2016 that are close to 50 employees) should to decide if they want to be a large or small employer under the Affordable Care Act. If you already offer health insurance many parts of this article will not apply to you.  You should however check to be sure that your plan meets the definition of health insurance – Ask […]

2015 Health Insurance Rates Released

A recent headline reads, “Average health insurance rates lower in 2015.” In aggregate this is great news for all Oregonians that utilize the health insurance exchange, CoverOregon.  One year is not a trend but after years of double digit increases Oregon businesses would welcome rates stabilizing like workers’ compensation did in the 1990s. Oregon is still benefiting from those changes. A closer examination of the approved rates shows some insurers with increases but others with […]

ACA Strategies

If you have 100 Full Time employees and Full Time Equivalents in 2015 or 50 Full Time employees and Full Time Equivalents in 2016 you will be subject to the $2000 tax/penalty under the Affordable Care Act (ACA) if you do not provide health insurance.  Often the option to pay a tax or provide health insurance is framed as two options-pay or play.  Either you pay the $2000 tax or provide health insurance to your […]