Cardinal offers a multi-employer 401(k) retirement savings plan through Lincoln Financial Group. This plan is operated by Cardinal and is designed to allow clients and their employees to invest a portion of their gross income into a tax sheltered mutual fund. Cardinal takes on the administrative responsibilities for the plan and   manages employee/employer contributions to Lincoln. Our plan offers clients three (3) plans to choose from and it   allows employees a full range of investment options with Lincoln. In some cases, we can develop a specific 401(k) plan for our clients, which can include profit sharing and other options. Cardinal does not contribute to the plan.