Cardinal Offers Affordable Group Health Insurance Plans!
Health Insurance is the #1 benefit requested by employees!
A powerful recruiting and retention perk, Group Health Insurance is almost always on the wish list for employers and their employees. However, the cost of Group Health Insurance is often prohibitively high, and many small businesses can’t afford it. If you have less than 50 employees and your business is based in Oregon, your options are limited to the Oregon Small Business Exchange for group coverage. This is why Cardinal is excited to offer an association group health plan.
What is an “Association Health Plan?”
An association health plan (AHP) is a type of group medical insurance that allows smaller companies to band together in one big pool to get better health insurance rates and benefits using the purchasing power of the entire group. Association health plans have been around for decades, but recent regulations have made it easier for businesses to band together and sponsor an AHP based on a shared profession, a line of business, or a geographical region (e.g., a state or a city).
Association Health Plan vs. Oregon Small Business Exchange
When compared to the Oregon Small Business Exchange (where pricing is set by health insurance carriers and the State of Oregon), an association plan often has comparable benefits that are usually offered at a better price. Cardinal offers 13 plans; we are bound to have the level of benefits at the price point you can afford.
Jump on 2026!
If you currently have insurance, start early to find the plan that fits your organization. At the time this article was written, some of the healthcare providers in the small business exchange requested significant rate increases—for example, on one plan Providence has requested a 21.5% increase!
Let Cardinal Services do the heavy lifting!
If you are curious about health insurance, Cardinal works with an agent who can get you the pricing of the association plan as well as quotes for health insurance from the Oregon Small Business Exchange. As noted, the state sets Small Business Exchange prices so our agent can get quotes from the exchange to compare with the association plan. Regardless of whether you use the association plan or an exchange plan, Cardinal can help administer this benefit.
Want to know more?
If you want to know more about your health insurance options, contact sales@cardinalservices.com or ask any of the Cardinal staff you work with!